Insurance & payment
Find out what it costs before you commit to anything.
Send us your plan details and we will check your benefits — usually the same business day — and tell you your copay, your deductible position, and whether an authorization is needed. In writing, before your first group.
Plans we work with
Coverage varies plan by plan inside every one of these carriers, so treat this as “worth checking” rather than a guarantee. The check below is what turns it into an answer.
Horizon BCBSNJ + Horizon NJ Health
Commercial and Medicaid managed care
Aetna
Commercial and marketplace plans
Cigna / Evernorth
Behavioral health network
UnitedHealthcare / Optum
Commercial and marketplace plans
AmeriHealth
Commercial and NJ managed care
Wellpoint NJ + NJ FamilyCare
Medicaid managed care
Self-pay & attorney-referred
Flat rates and payment plans. Court-referred clients can be billed directly.
Free benefits check
No obligation, no treatment record, no cost. We need enough to identify your plan and a way to reach you.
Common questions
- Do you take my insurance?
- We work with Horizon BCBSNJ and Horizon NJ Health, Aetna, Cigna/Evernorth, UnitedHealthcare/Optum, AmeriHealth, and Wellpoint NJ / NJ FamilyCare managed care. Plans differ inside each carrier, so the only reliable answer comes from checking your specific plan — we do that for free, usually the same business day.
- What will I actually pay?
- For most commercial plans, intensive outpatient is billed per session day and your share is a copay or coinsurance until your deductible and out-of-pocket maximum are met. We tell you the number in writing before your first group — not after.
- What if I have no insurance?
- We offer self-pay rates and payment plans, and court-referred clients can be billed directly. Ask about self-pay when you call; nobody is turned away for asking what it costs.
- Do you take Medicaid?
- Yes — through NJ FamilyCare managed-care plans including Horizon NJ Health and Wellpoint NJ. Confirm your specific managed-care plan with us before your first visit.
- Will my employer or my family find out?
- Substance use treatment records carry protection under 42 CFR Part 2, which is stricter than HIPAA. We do not disclose that you are in treatment to anyone — employer, family, court — without your specific written consent, with the narrow exceptions the law requires.
- Does checking my benefits commit me to anything?
- No. A benefits check tells you what your plan covers. It does not enrol you, does not create a treatment record, and you can stop there.
Ready to start rather than price it out? Request an assessment and we will run the benefits check as part of intake.